Can you imagine suffering from any kind of injury on your property or having damage done to your home or business? It would be a shock, but you’d hope that your insurance coverage would cover your losses and help you get things back to normal.
If your insurance company takes the claim but doesn’t get back to you in a reasonable amount of time, denies it when you believe it should be approved or otherwise doesn’t protect you as expected, then you may have a bad faith insurance claim.
There are many kinds of coverage disputes you may have, such as:
- Homeowner’s liability or casualty insurance disputes
- Environmental coverage disputes
- Boat, auto or other vehicle insurance disputes
- Directors’ and officers’ insurance disputes
…and many others. No matter what the dispute is, it’s important that you have an opportunity to hold the insurance company liable. They pursue customers by acting as though you’ll be able to get compensated when you need it most. If that’s not the reality, or if you’ve been misled, then the company should have to answer for that.
A denial of coverage on a major claim may be a violation of your rights as a claimant. That’s not fair to you, especially when you pay for this coverage. Our website has more information on bad faith insurance claims and what you can do if your major claim has been denied. You may be able to appeal the denial or take the insurance company to court to hold them accountable.