An insurance bad faith claim can help businesses that have had an insurance claim denied by their carrier in bad faith. There are several elements of an insurance bad faith claim that a company wishing to bring one against their insurance carrier should be familiar...
Insurance Litigation
Insurance Litigation
How umbrella or excess coverage may help a business
Many San Diego area businesses will work with insurance agents to build up an insurance coverage plan that will prevent financial ruin if the unexpected happens. After all, despite their best efforts, many business do wind up getting sued for things like negligence,...
Overview of directors and officers insurance coverage
Many Southern California businesses, particularly those which are mid-sized or larger enterprises, will likely consider purchasing directors and officers, or D & O, insurance coverage. Likewise, sizeable not-for-profit organizations also may want to have this...
Understanding insurance claim denials can prevent future ones
Life in San Diego is unpredictable and it is important that people plan as best they can for the possibilities. This may be by buying vehicles with the best safety features or ensuring their property is properly cared for to prevent things from breaking. People can...
Overview of California’s bad faith statute
Like other states, California has a specific law which require insurance companies to handle claims in a certain way that at least put their customer’s interests on a level playing field with their own. The law is detailed, but insurance companies which sell their...
Potential winter disasters warrant insurance policy review
California individuals and businesses rely on insurance to protect them from the unexpected. This includes being shielded if natural disasters occur. Given the number of people who have been negatively impacted by issues such as fire in recent years, it is not...
Bad faith litigation and its elements in insurance law
When a California resident is injured, they expect their insurance company to step up and settle their claim in a manner that covers their medical expenses and whatever wages they have lost. While individuals expect these powerful insurance companies to settle their...
What is an ‘event’ in an insurance policy?
For those injured by an environmental event, like a pollutant release or toxic exposure, the kind of insurance policy present is essential to how a claim is made. Depending on the type of insurance policy, a business or property owner may be at greater financial risk....
Help for homeowners who fear fire insurance loss
While it may not be comfortable to talk about right now, our state is literally on fire. This year, California is facing yet another record breaking wildfire year, and even for those who have fire insurance, the fear of losing it is very real. Luckily, our state’s...
What is defined as an “event” in an insurance policy?
Running your own business comes with a lot of rewards, but also some risks. Responsible business owners do all they can to mitigate the risks, including securing insurance for their business operations. While you may think the chance that you will need to make a claim...