California business owners have the daily task of balancing the risks and rewards that come with running an operation and keeping it lucrative. What can knock a company off course, however, is when some unforeseen event occurs that creates liability exposure. One...
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Here’s how to prepare for your bad faith claim
Your business might rest easy knowing that it has an insurance policy meant to cover a whole host of unforeseen circumstances. Yet, when something goes awry and you’re forced to turn to your insurance company for protection, chances are that they’re going to be...
More information on commercial insurance
For those building a business, there is a lot to think about, and insurance, unfortunately, is the thing some business owners do not think about. However, if something catastrophic should happen, insurance can be the difference between keeping a business afloat or...
Critical points about commercial property insurance for business
In California, people who start a business must have a comprehensive plan, an effective staff, financing and a product or service that can make it a success. Often, however, people forget about a key factor that can make or break them: insurance. Even those who do...
Are you protected from liability for dry cleaning contamination?
Dry cleaning is a common business located in strip malls and retail centers throughout the San Diego and Los Angeles areas. What you may not know is that when you get your suit pressed, it is possible that cleaning solvents from the dry cleaners are contaminating...
Preventing bad faith insurance from harming business
Businesses in California and elsewhere rely on contracts and the specific terms of these agreements that protect and ensure performance, to guarantee the survival and growth of their operations. When a business takes out an insurance policy, whether it is general...
How is my business going to pay for a cleanup?
No business wants to get a communication from a government agency or other business suggesting that the first organization is responsible for an environmental cleanup. Doing a proper pollution cleanup can cost millions of dollars, especially if there are also legal...
What are the elements of a bad faith insurance claim?
An insurance bad faith claim can help businesses that have had an insurance claim denied by their carrier in bad faith. There are several elements of an insurance bad faith claim that a company wishing to bring one against their insurance carrier should be familiar...
How umbrella or excess coverage may help a business
Many San Diego area businesses will work with insurance agents to build up an insurance coverage plan that will prevent financial ruin if the unexpected happens. After all, despite their best efforts, many business do wind up getting sued for things like negligence,...
Overview of directors and officers insurance coverage
Many Southern California businesses, particularly those which are mid-sized or larger enterprises, will likely consider purchasing directors and officers, or D & O, insurance coverage. Likewise, sizeable not-for-profit organizations also may want to have this...