Dry cleaning is a common business located in strip malls and retail centers throughout the San Diego and Los Angeles areas. What you may not know is that when you get your suit pressed, it is possible that cleaning solvents from the dry cleaners are contaminating...
Insurance Litigation
Insurance Litigation
Preventing bad faith insurance from harming business
Businesses in California and elsewhere rely on contracts and the specific terms of these agreements that protect and ensure performance, to guarantee the survival and growth of their operations. When a business takes out an insurance policy, whether it is general...
How is my business going to pay for a cleanup?
No business wants to get a communication from a government agency or other business suggesting that the first organization is responsible for an environmental cleanup. Doing a proper pollution cleanup can cost millions of dollars, especially if there are also legal...
What are the elements of a bad faith insurance claim?
An insurance bad faith claim can help businesses that have had an insurance claim denied by their carrier in bad faith. There are several elements of an insurance bad faith claim that a company wishing to bring one against their insurance carrier should be familiar...
How umbrella or excess coverage may help a business
Many San Diego area businesses will work with insurance agents to build up an insurance coverage plan that will prevent financial ruin if the unexpected happens. After all, despite their best efforts, many business do wind up getting sued for things like negligence,...
Overview of directors and officers insurance coverage
Many Southern California businesses, particularly those which are mid-sized or larger enterprises, will likely consider purchasing directors and officers, or D & O, insurance coverage. Likewise, sizeable not-for-profit organizations also may want to have this...
Understanding insurance claim denials can prevent future ones
Life in San Diego is unpredictable and it is important that people plan as best they can for the possibilities. This may be by buying vehicles with the best safety features or ensuring their property is properly cared for to prevent things from breaking. People can...
Overview of California’s bad faith statute
Like other states, California has a specific law which require insurance companies to handle claims in a certain way that at least put their customer’s interests on a level playing field with their own. The law is detailed, but insurance companies which sell their...
Potential winter disasters warrant insurance policy review
California individuals and businesses rely on insurance to protect them from the unexpected. This includes being shielded if natural disasters occur. Given the number of people who have been negatively impacted by issues such as fire in recent years, it is not...
Bad faith litigation and its elements in insurance law
When a California resident is injured, they expect their insurance company to step up and settle their claim in a manner that covers their medical expenses and whatever wages they have lost. While individuals expect these powerful insurance companies to settle their...