Life in San Diego is unpredictable and it is important that people plan as best they can for the possibilities. This may be by buying vehicles with the best safety features or ensuring their property is properly cared for to prevent things from breaking. People can...
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Insurance Litigation
Overview of California’s bad faith statute
Like other states, California has a specific law which require insurance companies to handle claims in a certain way that at least put their customer’s interests on a level playing field with their own. The law is detailed, but insurance companies which sell their...
Potential winter disasters warrant insurance policy review
California individuals and businesses rely on insurance to protect them from the unexpected. This includes being shielded if natural disasters occur. Given the number of people who have been negatively impacted by issues such as fire in recent years, it is not...
Bad faith litigation and its elements in insurance law
When a California resident is injured, they expect their insurance company to step up and settle their claim in a manner that covers their medical expenses and whatever wages they have lost. While individuals expect these powerful insurance companies to settle their...
What is an ‘event’ in an insurance policy?
For those injured by an environmental event, like a pollutant release or toxic exposure, the kind of insurance policy present is essential to how a claim is made. Depending on the type of insurance policy, a business or property owner may be at greater financial risk....
Help for homeowners who fear fire insurance loss
While it may not be comfortable to talk about right now, our state is literally on fire. This year, California is facing yet another record breaking wildfire year, and even for those who have fire insurance, the fear of losing it is very real. Luckily, our state’s...
What is defined as an “event” in an insurance policy?
Running your own business comes with a lot of rewards, but also some risks. Responsible business owners do all they can to mitigate the risks, including securing insurance for their business operations. While you may think the chance that you will need to make a claim...
What is a bad faith insurance claim?
Because insurance companies oftentimes hold power over their insureds when it comes to claims, it is important to understand how an everyday individual making an insurance claim is protected. Insurance claims are typically made because something has gone wrong or...
Coverage under employment practices liability insurance is unique
Many employers in California carry employment practices liability insurance. This type of insurance protects the employer from claims by employees who claim the employer infringed on their legal rights as an employee. This is important, as such claims can be very...
What are the elements of a bad faith insurance claim?
Your business relies on its insurance policies to protect your bottom line and your long-term success. If your insurance company does not uphold their duty to you as a policyholder, though, you could be left paying for costly repairs to your property, damages to your...