While it may not be comfortable to talk about right now, our state is literally on fire. This year, California is facing yet another record breaking wildfire year, and even for those who have fire insurance, the fear of losing it is very real. Luckily, our state’s...
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California Business, Insurance And Environmental Law Blog
What is defined as an “event” in an insurance policy?
Running your own business comes with a lot of rewards, but also some risks. Responsible business owners do all they can to mitigate the risks, including securing insurance for their business operations. While you may think the chance that you will need to make a claim...
Utility being investigated for possibly sparking fire
The California wildfires are dominating the news and causing destruction and death across the state. While people are facing an uncertain future because of this ongoing issue, there are often disputes as to what caused the initial fires to break out. In many cases, it...
What is a bad faith insurance claim?
Because insurance companies oftentimes hold power over their insureds when it comes to claims, it is important to understand how an everyday individual making an insurance claim is protected. Insurance claims are typically made because something has gone wrong or...
3 things dry cleaners should know about contamination liability
Owning and operating your own business may have been a lifelong dream. Now that you have seen your dry cleaning business launch and grow, you might be thinking about some long-term challenges you could face. One of those challenges often goes overlooked: being liable...
What gives rise to a ‘toxic tort’ claim?
Torts are civil wrongs that through negligence or carelessness cause another party to suffer damages. People in the San Diego area may know that a tort claim could be based on various situations, such as a car crash or defective product. However, one type of tort...
Coverage under employment practices liability insurance is unique
Many employers in California carry employment practices liability insurance. This type of insurance protects the employer from claims by employees who claim the employer infringed on their legal rights as an employee. This is important, as such claims can be very...
What are the elements of a bad faith insurance claim?
Your business relies on its insurance policies to protect your bottom line and your long-term success. If your insurance company does not uphold their duty to you as a policyholder, though, you could be left paying for costly repairs to your property, damages to your...
California gas station owners can face many environmental issues
Owning and operating a gas station can be a lucrative way to earn a living. Many residents in San Diego and other California areas use their motor vehicles quite a bit, which means that gasoline is likely to remain in demand for quite some time. While these businesses...
Tips for building an eco-friendly supply chain
Businesses know that sustainability is important -- both to a company’s long-term survival and to their commitment to the environment as good corporate citizens. According to researchers, about 90% of the impact a company can have on the environment is through its...